Why in the discussion?


Recently, the Insurance Regulatory and Development Authority has been offered a variety of changes in pension and insurance plans by a panel. These changes are expected to benefit the insured.



key points

  • It has been said in the recommendations made to the Insurance Regulatory Authority that after the introduction of any health insurance policy, all the health related situations should be included under the policy, they can not be permanently excluded.
  • This report states that all health conditions after the beginning of the policy will not include those conditions which are covered under the policy contract (such as infertility and maternity), should be covered under the policy.
  • That means contracted diseases such as Alzheimer's, Parkinson's, AIDS / HIV infection, deformed obesity etc. can not be boycotted after the onset of the policy.
  • The panel has recommended that there should be no permanent exclusion in the words of the policy for the condition of any specific illness, whether the illness is physical, degeneration or chronic disease.
  • In these recommendations, 17 situations have been described. This includes epilepsy, congenital heart disease, heart disease and valvular heart disease, chronic liver disease, hearing impairments, HIV and AIDS, Alzheimer's, Parkinson etc.
  • In addition, it has also been said that insurers can be allowed to include the waiting period (period when claim is not acceptable) for maximum 4 years in case of any specific illness. Can not be allowed for more than 30 days for hypertension, diabetes, cardiac conditions.
The recommended changes in this report have increased the possibility of affecting the value of the insurance policy. At the same time, the regulator will also have to give a clear definition regarding the excluded circumstances so that any kind of dispute can be avoided in the future and better health facilities can be ensured for everyone.

National Conference on Public Purchase and Competition Law

On November 5, 2018, the Competition Commission of India (CCI) organized a 'National Conference on Public Purchase and Competition Law' in New Delhi. The purpose of this event is to reach out to the important stakeholders in capacity enhancement and public procurement ecosystem, according to increasing competition.
  • This National Conference is being organized with the assistance of a think tank under the Ministry of Corporate Affairs, the Indian Institute of Corporate Affairs (IICA).
  • This National Conference is a unique initiative of the Commission, which provides a forum for various stakeholders to participate in active discussions between the competing law and the various aspects of the public related to policy makers and the industry.
  • The participants of various policy makers, public sector enterprises, industry, legal and finance professionals, corporate lawyers, academics and other relevant stakeholders of the Central Government and State Governments participated in this national conference.

Green building

Recently, to promote green buildings in India, a non-profit organization named Energy and Resources Institute (TERI) and the Ministry of New and Renewable Energy (Green Rating for Integrated Habitat Assessment-GRIHA) An Evaluation Percentage has been released by the Beneficiaries Society.
  • This is a rating system that helps people assess the performance of the building on certain national level acceptable standards.
  • According to estimates provided by this rating system, less than 2% of India's buildings are 'green building'. However, there is a high probability of increasing their number as in the next 20 years, around 60 percent of the country's infrastructure is being estimated to be ready under the Green Building.
  • There is a practical and climate-conscious approach to building the Green Building. Green building is the green building that is prepared by keeping the environment in mind only.
  • They do not cause any damage to the environment. A large number of trees and plants are planted around these buildings in order to control the temperature.

National Ayurvedic Day

Ayurveda Day is celebrated on the occasion of Dhanvantari Jayanti (Dhanteras) every year by the Ministry of AYUSH, Government of India. Ayurveda will be celebrated on 5th November this year. In this celebration, the Ministry of Ayush is organizing a seminar on Entrepreneurship and Business Development in Ayurveda in New Delhi on November 4 and 5, 2018, with the Policy Commission.
  • Expert in marketing, financial management, innovation, tele-medicine and start-up in the seminar, policy makers, Ayurveda Pharma and veteran industrialists will share their experiences with the participants and guide them.
  • Through the discussions that will take place during the seminar, young entrepreneurs will be provided with information about various facilities of Karebar in the Ayurveda sector, the methods of using new technology and facilities provided by the government for starting business.
  • Renowned Vaidyas of Ayurveda region will be honored with the 'National Dhanvantari Ayurveda Award' on this day.
  • This time the award will be given to renowned expert Vaidya Shiv Kumar Mishra, Vaidya Madhav Singh Baghel and Ayubhi Bhavdasan Namboodari of Ayurveda.
  • On the occasion of Third Ayurvedic Day, on November 5, a dedicated software application will be launched in the name of AYUSH-Health Management Information System (AHMIS) to keep records of the AYUSH health system electronically.
  • Significantly, the first Ayurvedic Day was organized in 2016.
  • Half Marathon is being organized in more than 100 major cities of the country by many Ayurveda institutions on the occasion of this Ayurvedic Day.

NASA's mission of NASA

  • Its 11-year-old mission ended after the fuel ended in NASA's 'Don' spacecraft, which revolves around Vaesta and Ceres, the two largest asteroids in the asteroid belt.
  • Don lost contact between NASA's Deep Space Network on scheduled for 31 October and 1 November, during scheduled communication sessions.

Importance of mission

  • Stunning images and data of Vesta and Ceres collected by Don are important for understanding the history and development of the solar system.
  • When it reached Don Vesta in 2011, it became the first spacecraft to reach any object between Mars and Jupiter.
  • When Don Ceres arrived in the classroom in 2015, it became the first spacecraft to visit a dwarf planet and to orbit around two destinations beyond the Earth.

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